Hi everyone....my user name says it all I am a MIA ARM Sucker......well I purchased my home in Miami for 305k with a 2yr ARM, since I purchased at the top of the market, and the market is down, I am now upside down in my house, my house now appraises for 260k...nice huh? My mortgage is currently 2400 a month.....and we are totally overextended....our bank, HSBC gave us the run around about a Modifiation for 6 months then declined us....My mortgage adjusted up about $500....I dont know what else to do....a friend of mine told me about this site...glad she did, you guys think I can tap into your infinate wisdom? Please:o....any and all help is appriciated Thanks :) |