Mortgage Forum

Joel Fraser

Hi first timer: I am currently trying to negotiate with some lenders. I would be 29 days late call them to lower the rate to match the market and I fell for the yes we will but I need to collect your payment today. I paid and when i called back to get the rate changed they said they did not have to because i was not late???? "My question is do I do this myself or get an attorney or mitigation Co. involved??? and if you do who is good and who not???? My goal is to fix the rates so I do have to loose them. I live in the Chicago area but have property in FL. THANKS and Great forum by the way. Doug