Mortgage Forum

Joel Fraser

Hello everyone,So far the advice I have gotten from many of these sites have been plentiful yet not really helpful in my case.In a nut shell, my wife abandoned the marriage and I was left holding the bag with everything in her name. When I was rocking a great credit score and had refinancing on the table, the loan servicing company refused to do business with me without my (out of the country estranged wife's) consent form. The time frame of the refinance would have been within the guidelines of the original note, ie, no prepayment etc.Fast forward a year or so, I am sitting here after having to file a Chapter 13 to stop an April 30,2008 court sale date. The BR has since been dismissed and being Pro Se. I wasn't really aware I could have appealed the Final Summary Judgement within 30 days( I thought that it should have been stated in the judgement but it wasn't). Ok, ignorance of the law is no excuse. Point taken.But now I would like to know if I can still proceed with a TILA filing in the Florida Supreme Court (or any other local court) as Deutche Bank (HomEq the servicer) was the plaintiff in my foreclosure. When I had asked the judge both in my filings and in person about the assignment of the loan being in question (siting the Ohio cases), he basically looked over his glasses and said all their paper work seemed in order. Basically giving me the cold "Pro Se shoulder".So in someones best opinion ... will one of t these TILA, RESPA filings help me in my plight?Thanks in advance for your help. And if anyone knows of an experienced almost st pro bono attorney in the Broward County FL area please let me know.Best wishes,BRHP