Mortgage Forum

Mike

I understand how worried everyone is. I understand the sleepless nights and the constant anxiety. You are not alone. If you found this website then you are on the path to overcome it. I was 7 months behind on my mortgage and am in foreclosure. I had to come up with $75,000 to reinstate my loan. I did not know where to turn. THANK YOU TO CAT!!! I found the information that I needed. The email contacts that you provided to Washington Mutual I emailed on Saturday night and receive and email response from one of the executive within the next day ... ON A WEEKEND!!! By Monday, I receive a phone call from the executive office and was on my way. I was assigned to a negotiator within a week and now have the best loan and could not ask for anything better. Here are the details of my loan modification: *** Step-Rate Program 1st Year 4.559% (Principal/Interest) 2nd Year 5.165% (Principal/Interest) 3rd Year 5.771% (Principal/Interest) *** $75,000 added back onto the loan and brought me current *** Original loan rate set to expire in 2011 extended on the life of the loan until 2036 is 6.375% *** First payment August 2008 I only need to pay 1 months mortgage payment as a good faith. If I did not say it before I LOVE WASHINGTON MUTUAL. They really do care. For all of you in the similar situation, hang in there. I have included the information that really helped me and I hope it will help you. Please respond to this thread if you have any questions that I can answer to help you. You are not alone and there are people out there that really do care. Thank you Loan Safe ... please share this website with as many people that you know to help those who need it also. Washington Mutual Loss Mitigation 1-877-533-8960 Phone # to the Washington Mutual Care team (the one I called) 1.800.918.4029 To get started............... Put your hardship letter into the body of an email along with your loan number and the best way to contact you also mention that you want to work on freezing the rate before it adjusts and you want to be proactive about it......... and send it to each of the email addresses below. wamulossmit@wamu.net kerry.killinger@wamu.net (CEO) wendy.cadman@wamu.net (Assistant to CEO) tom.casey@wamu.net (CFO) steve.rotella@wamu.net (COO) stewart.landefeld@wamu.net (CLO) mike.kemple@wamu.net My background information: I am self-employed. I had a 5 year loan at 6.375% and would increase nin 2011. I also have a second mortgage at 8.49%. I am still working on my second mortgage also with Washington Mutual. :D